A message

How SafetyNet Credit works

SafetyNet Credit is straightforward to use - find out all the details here.


Need help?
Call 0800 180 8400 or contact us

Representative Example:

0.8% per day
for up to 40 days (292% per annum, variable)
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk
SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.

Borrowing whenever you choose

Get the credit you need, when you need it.

Can I decide when I use credit?

  • Yes, SafetyNet Credit makes a certain amount of credit available to you, which you can use at any time
  • Use the ’Borrow money now‘ facility to borrow at any time, up to your credit limit
  • Borrowing costs 0.8% per day and you can rest assured that there are no additional fees, ever

How do I use the ‘Borrow money now’ facility?

Provided you have available credit, you can transfer money to your current account instantly from your SafetyNet Credit dashboard.

What does borrowing cost?

  • We charge 80p per day for every £100 you borrow
  • SafetyNet Credit only charges interest for the days you borrow the money
  • You can make a repayment at any time - from your SafetyNet Credit dashboard
  • It’s free to link your account with us even if you don’t borrow anything

And that’s it...

Once you’ve applied for a SafetyNet Credit account and have available credit, you can use it whenever you want - you won’t need to apply every time you want to borrow from us.