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About SafetyNet Credit

At SafetyNet Credit we pride ourselves on being a responsible lender and money management company.

SafetyNet Credit allows you to borrow money over a short period of time whilst offering a fantastic new service that is typically a cheaper alternative to bank unauthorised overdraft and penalty fees.

Our unique SafetyNet Credit facility was developed in response to extensive media scrutiny around unauthorised overdraft charges.

Our unique credit facility monitors your account and when your balance drops to a pre-agreed level, we can automatically lend you money to stop you falling into your unauthorised overdraft and incurring charges.

Our business has been developed around the following principles:

  • Affordable credit:
    Our interest is typically cheaper than unauthorised overdraft fees
  • Responsible lending:
    Our credit checks ensure we never lend more than you’re able to pay back


Need help?
Call 0800 180 8400 or contact us

Representative Example:

0.8% per day
for up to 40 days (292% per annum, variable)
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk
SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.