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Introducing SafetyNet Credit

Smarter, affordable credit


SafetyNet Credit is a smart lender, providing you with a credit limit (up to £500) available to use whenever you need it.

You can transfer money into your bank account within 15 minutes, using our website or mobile app.

SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.


Already have an account?

Representative Example:

Borrowing:
£500
Interest:
0.8% per day
for up to 40 days (292% per annum, variable)
Representative:
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk
SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.

What our customers are saying

Don’t just take our word for it


SafetyNet Credit
Worth a look

a lot better then others

(4/5)
SafetyNet Credit
out of this world

very fast helpfull helped me out in a big way would recommend them to anyone give them a go

(5/5)
SafetyNet Credit
Perfect

Easy and fast

(5/5)
SafetyNet Credit
great company

Quick, no hassle, can borrow the right amount to last until I get paid, and they take out the payment when you get paid so I don't worry about forgetting to repay it. I also like that they won't ever make you overdrawn. There is interest, but so long as you can pay it back within the week I think it's brilliant!

(4/5)
SafetyNet Credit
Great!

Quick & reliable.

(5/5)
SafetyNet Credit
Recommended

Great - I've never had an issue. Very innovative idea to protect from bank charges.

(5/5)
SafetyNet Credit
Great help

Really good if you become short of money at any point, easy app to use and can manage your account easy. Money comes straight out when I get paid. Only downfall is it took my last £50.00 a few months ago meaning I had to borrow again as it's linked to your bank. Should be an option to transfer not just done automatically.

(5/5)
SafetyNet Credit
The best and quick

It quick and fast great service

(5/5)
SafetyNet Credit
Service

Exc service.

(4/5)
SafetyNet Credit has achieved a score of 92 out of 100 from 4201 TrustPilot reviews over the last 12 months.
See more reviews from


Important information

What you need to know about SafetyNet Credit


By borrowing from SafetyNet Credit you are taking on a financial commitment. Failure to make payments or missed payments could have a negative impact on your credit history and adversely affect your ability to gain credit (including mortgages).

All applications and future borrowing subject to status and affordability assessment. Further terms and conditions apply.

SafetyNet Credit’s service requires read-only access to your internet banking to be considered for a facility. If you are given a facility we review your balance and transactions on a daily basis and monitor any changes in your financial status.

Click here for more information
 


Try our
mobile app
borrow on the move




Start your application right away



£0£500
Please take a look through our Terms of Use and our Privacy Policy before signing up.
 


Need help?
Call 0800 180 8400 or contact us

Representative Example:

Borrowing:
£500
Interest:
0.8% per day
for up to 40 days (292% per annum, variable)
Representative:
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk
SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.



Our latest insights

Interesting things we learn and share


Christmas is over but summer isn’t far away. In the days following Christmas our customers spent 50% more on holidays.
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Happy New Year! Our customers celebrated by spending 40% more on Food and Drink than throughout the rest of December
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Is TV Streaming the new Satellite TV? During 2016 our customers purchased Satellite TV 7 times more often.
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Is fashion for the young? Our customers over 30 spent 5% more per person on fashion since the beginning of November.
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Winter is coming! And don’t our customers know it. Average energy spend per customer has risen by 30%!
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Our customers love their furry friends. Those with pets spend on average £55 a month on their pampered pooches.
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During 2016 our Male customers spent 24% more on average on eating out than our Female customers.
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How much do you love your car? On average our customers over 30 spend 8.5% more on automotive transactions.
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Our customers took advantage of the warmer weather in July, 11% more went on days out compared to May!
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Games are just for the young? On average our customers over 40 spent 18% more on computer games than the under 40s.
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Find out more insights and how we learn them on our insights page